Choosing whether to allow a young child to have a cell phone can be a difficult decision for a parent. WalletHub asked several national experts on education and child development to weigh in on the conversation.

Tarajean Yazzie-Mintz, Co-Director of the American Indian College Fund’s Office of Research and Sponsored Programs and Senior Program Officer of Tribal College and University Early Childhood Education Initiatives, shared that cell phones are no longer merely communications devices, but are tools to access and exchange multiple sources of information. Parents must consider these factors while strategically monitoring and guiding children’s use of these tools. Read the full article.